The vast majority of workers who decide to take early retirement do so assuming that their pension will be reduced by the application of certain reduction coefficients that vary depending on the type of early retirement. Although there are certain exceptions.

It is the case of personnel included in the State Passive Classes, which are governed by different retirement rules and have the option of being able to retire early from the 60 years and with the possibility of receiving 100% of the pension to which they are entitled as long as they meet specific conditions.

What workers are integrated into the Passive Classes? The Social Security informs that this regime is made up of career and internship officials of the General Administration of the State and of the Administration of Justice, of the General Courts, “of other constitutional or state bodies that provide for it, and transferred to the Communities Autonomous “, in addition to career military, complement Scales, troop and professional seamanship, cadet knights, students and applicants of Military Schools and Academies.

This group also includes former presidents of the Government, former vice presidents of the Government, former ministers and other positions.

All these people have an ordinary retirement age of 65 years (except in some exceptions that raise it to 70, in the case of university professors, magistrates, judges, prosecutors or property registrars before 2015), but the law allows early retirement from the age of 60 for those who prove at least 30 years of service.

The regulation of the pensions of the Passive Classes of the State contemplates that, depending on their years of contribution, the worker obtains a percentage of the regulatory assets to which they are entitled due to their belonging to one or another professional group or subgroup of the scheme. This regulatory asset becomes the regulatory basis that is applied to workers in their retirements, with the particularity that it is expressed in its annual amount.

In the base provided by Social Security, it is explained that all workers who have accredited 35 years of service will be entitled to 100% of the regulatory assets. This means that a 60-year-old worker can take early retirement with 100% of the pension to which he is entitled if he has those 35 years of service.

The situation may be even more beneficial for workers who are part of the staff of the Cortes Generales, since in their case early retirement is allowed before the age of 60 if they have already reached those 35 years of experience. If not, they will be able to do it from the age of 60 like the rest.

These are the pensions that are not taxed in personal income tax